Conventional Conforming loans conform to a set of standards set by government-sponsored entities (GSEs), Fannie Mae and Freddie Mac. These loans sometimes have less stringent qualification requirements than non-conforming (jumbo) loans. Typically, 3-20% down, owner- or non-owner-occupied, ideal credit score 700 or higher, loan limit for Alameda County allows approximately $715,421 purchase price with 5% down.
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